Privacy Policy

Overview

Pay Memo is owned and operated by KNH Advisers, PLLC ("Company," "we," "us"). This Privacy Policy explains how Pay Memo (“we”, “us”) collects, uses, and protects personal information.

Information We Collect

• Account data: name, email, company details, address and optional fields you provide.
• Billing data: handled by our payment processor; we do not store full card numbers.
• Usage data: logs, device information, page visits, and actions to improve the Service.
• Support data: messages you send to our help desk.

How We Use Information

• Provide and improve the Service and features like saved searches.
• Measure basic website performance and page traffic.
• Process payments and manage account access.
• Communicate with you about the Service.
• Comply with law and enforce our Terms.

Cookies, Analytics, and Pixel Use

• We use first-party cookies to keep the Service working (for example, account/session access and anonymous continuity for saved functionality).
• We use a limited Reddit Ads Pixel implementation to measure PageVisit events.
• We do not currently use Reddit conversion events (such as purchase, signup, or lead events).
• We do not use third-party behavioral advertising cookies for cross-site retargeting at this time.

Sharing

We share information with service providers (e.g., hosting, analytics, advertising measurement, payments) under appropriate safeguards. We do not sell your personal information.

Data Retention

We retain personal data as long as needed to provide the Service and for legitimate business or legal purposes.

Security

We use reasonable technical and organizational measures to protect data; no method is 100% secure.

Your Choices

• Update profile information in your Account settings.
• Contact us with billing or account questions.
• Contact us to request deletion of your account where applicable.

Children

The Service is not directed to children under 13 and we do not knowingly collect their data.

International & State Notices

Depending on your location, you may have additional rights (e.g., access, correction, deletion). Contact us to exercise them.

Changes

We may update this Policy. Material changes will be posted with a new “Last updated” date.

Contact

Email help@paymemo.us. Pay Memo is owned and operated by KNH Advisers, PLLC.