Last updated: 2026-03-02
Agreement
Pay Memo is owned and operated by KNH Advisers, PLLC ("Company," "we," "us"). By accessing or using Pay Memo (“Service”), you agree to these Terms. If you do not agree, do not use the Service.
Eligibility
You must be at least 18 years old and able to enter contracts.
Accounts
You are responsible for your account credentials and for all activity under your account. Keep your information accurate and up to date.
Subscription & Billing
Paid plans may be recurring (annual) or one-time (for fixed-duration access windows). Recurring plans bill in advance until canceled and remain active through the end of the current paid term. Payments are generally final; we may review refund requests on a case-by-case basis. See the Refund Policy for details.
Permitted Use
Use the Service for lawful business purposes. Do not scrape, reverse engineer, interfere with security, or misuse data.
Content & Data Sources
Wage and occupation information is derived from public sources (including BLS OEWS/OOH) and is provided “as is.” We do not guarantee accuracy or fitness for a particular purpose. Pay Memo is not affiliated with or endorsed by BLS or the U.S. Department of Labor, and BLS cannot vouch for analyses derived after retrieval from BLS.gov.
No Professional Advice
Pay Memo provides information for general guidance and is not tax, legal, HR, or accounting advice. Consult a qualified professional for your situation.
Termination
We may suspend or terminate access for violation of these Terms or misuse of the Service.
Limitation of Liability
To the maximum extent permitted by law, the Company is not liable for indirect, incidental, special, consequential, or punitive damages.
Changes
We may update these Terms. Material changes will be posted; continued use means acceptance.
Contact
Questions? Email help@paymemo.us. Pay Memo is owned and operated by KNH Advisers, PLLC.